Financial Software Platform | Modernbanc
    financial backend
    One platform, one financial system of record, Store, search and encrypt your data, manage accounting and payments in one place.

    A single system to manage it all

    Our modules are feature-complete on their own and are natively integrated together.

    Financial and accounting platform

    • All your accounts and transactions in one place.
    • Get historical reports and bank statements across all accounts.
    • Label, categorize and reconcile with external systems.
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    Financial and accounting platform.


    • Connect anything.
    • Initiate payments.
    • Build financial data integrations.
    Financial and accounting platform.

    Encryption Vault

    • Encrypt anything.
    • Collect and show via SDK.
    • Manage access per token.
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    Financial and accounting platform.


    • Sync with any API or database.
    • Run financial ETL.
    • Build custom connectors.
    Financial and accounting platform.

    Built on a single source of truth.

    Unify your financial data. Automate your payments and financial operations. Build PCI-compliant journeys Modernbanc provides a single fully integrated system to achieve that.

    • Replace 5+ vendors.

      Store your data across all payments, financial and accounting providers.

    • Save hundreds of hours.

      Automate every repeatable financial process or transaction end-to-end.

    • Foundation for infinite growth.

      A robust financial database and platform to support your future scale .

    Solving financial software needs from inception to IPO

      • For startups and small businesses


        • See all your bank balances in one place.
        • Easy data available for taxes.
        • Process payroll for your team members.
      • For financial tech companies

        A financial foundation you can build on.

        • Automate money flows end-to-end.
        • Automated accounting.
        • Financial ETL.
      • For Growth/Enterprise

        A financial foundation you can build on.

        • Multi-entity accounting.
        • Complex payments operations.
        • Balance sheets/reports.
    CTO at Ontop

    Carlos Cruz

    CTO at Ontop

    We hit the jackpot when we teamed up with Modernbanc — our great ally, beloved by our Tech Team for their outstanding technology and amazing technical support. Their all-in-one financial platform accelerated our roadmap, allowing us to launch our Ontop Wallet and Card in record time.

    Excellence is one conversation away.

    Join forward-looking companies already using Modernbanc.